7 Grip And Rip Principles For Your Life

We weren't placed on this earth to be miserable. Look around you. There's so much misery and sadness. There's a lot of resignation that life is supposed to be long, difficult and not full of much joy.

I may watch the news for a few minutes in the morning to see what's happening, but within a few minutes, I turn it off. I can only have so much of antagonism and tragedy. I make it a choice to keep the negativity to a minimum.

I've never had an easy life. I wasn't born with a golden spoon. Everything I've had and everything I've lost, has all been on me. But, through it all, I've learned some things for a better life. I call it living a "grip and rip" life. I'm a big believer that life is to be lived and we shouldn't merely exist. We only get to do this once, so we need to live it, and that leads to success.

Think of it like taking hold a steering wheel in an incredibly fast car. First you grip it and prepare yourself for the ride, and then you rip it.

Today, I'd like to share the principles I've learned with you.

7 Grip and Rip Principles:

1. Change Your Attitude - Attitude is everything. If you don't have and maintain the right attitude, you're just not going to succeed. It's as simple as that. Every morning, you make a choice. You can choose to look at whatever circumstances or challenges you're dealing with through the lens of negativity or positivity. I had a buddy some years ago who was told he had less than a year to live. His chance for survival was only 10 percent. He focused on the 10 percent. He lived the remaining days of his life, focused on life.

2. Take Ownership - No one owns your life but you. Once you've decided that no matter what happens you're going to keep trying to maintain a positive outlook, you need to then own your life. What do I mean by that? I mean you need to stop thinking that your boss owns your life. Your spouse doesn't own your life either. He or she cannot "make you" happy, or not. Your kids don't own your life. You own your life. Everything you have in your life is because you've made it so.

3. Erase "I Can't" and the Excuses - When my daughter was little, I taught her to scratch "can't" out of her vocabulary. So much opportunity and potential is lost to that word. Taking steps toward living a grip and rip life means operating in a world of your possibilities. It also means that the reasons why you "can't" get in shape, make money or find a job are invalid. Listen, life is not easy. No one said it was easy or fair. But, yes, there is time for a better you. Yes, there is a way for you to live a healthier existence and make money. Ingenuity and creativity are golden in getting rid of "can't and excuses.

4. Get Off the Couch - The worst thing anyone can do to him or herself is exist on the couch. That's not living. That's breathing. Life is to be lived flying on all cylinders. That can't be done on a couch. Lethargy is a poison that slowly eats away at your health, soul and spirit. If you want to really live it, engage with the world around you. Join some groups. Go out. Start something new, be it a hobby or business. Take time in nature, which is the earth's way of giving you an anti-depressant.

5. Commit - When you have decided to own your life, it also means that you are committing to it. Every decision you make, whatever the outcome, is yours. Make a decision and follow it through. Don't step away when the challenge becomes too tough. Anything worth having is going to challenge you. It's the only way we learn to grow. That means you have to stay the course. You need to see beyond the impediments that will come up between you and your goal.

6. Do the Work - There's no way around it. Your goals are not going to be achieved taking short cuts. If you want success, whatever that means to you, it's going to take consistent work. You have to make the choice to work at it. I know many of us envision making money quickly or having the great house and car. Perhaps we want to be healthier or more peaceful. You can't get the distance from one place to the next without working it. Take it in small bites and steps. Consider these milestones. Celebrate those milestones when you achieve them and keep going.

7. Accept the Consequences - Whatever happens in your life, accept the consequences. You are in control of the decisions you make and how you perceive what happens to you. Accept the consequences. Own up to any mistakes you make. Failure is important. It's okay to fail. In fact you need to fail to succeed. Failure teaches you. You learn and you tweak things. You improve on things with failure. Whatever your goal, accept the consequences. If you're really in the game of a grip and rip life, it's going to be messy.

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Important Things to Consider Before Buying a Car

Millions of cars are for sale each and every year around the world, from your brand new out of the box models to used vehicles being sold by owners so they can purchase another vehicle. Whether you are buying new or used, there are important factors you need to take into consideration.

There are a number of options for you to take into considerations when it comes to cars for sale. Whether you are buying for your own personal use or company use, you will have a choice of vehicles to choose from, enabling you to find the perfect match that meets your needs and requirements.

The first option you will find when it comes to cars for sale is to purchase from a dealer. Car dealers are the safer option, especially when buying a used vehicle. You get legal protection and the vehicle mileage is confirmed by the dealer, so you know exactly what you are getting for your money.

In addition to this, dealers comply with the Sale of Goods Act, which means that all vehicles have to be in a satisfactory condition, they must be fit for purpose and they have to be as described. If you read the description online and then arrive and see the vehicle, what you see is what you found out through the description. This also means you are protected should you purchase the vehicle and drive it home, only to find out within a few days that there are serious problems that were not disclosed to you.

Car dealers also have cars for sale abiding to the Unfair Trading Regulations. This means that they cannot provide false information, they cannot give you insufficient information and they cannot use aggressive selling techniques. Deciding to go ahead with the purchase should be your decision.

The good news when looking at cars for sale with a dealer is that some dealers provide you with finance, enabling you to purchase the used car of your dreams and pay it back over an agreed period of time at affordable monthly instalments.

Another option you have when it comes to buying a car is online. Thousands of people turn to the internet these days to find their dream vehicle. The good news is that when you buy from a dealer online, the cars for sale fall under the same rules and regulations, providing you with much needed peace of mind.

Buying a vehicle online comes with risk, you can't see the vehicle and you have to go according to the description provided. All vehicle sales taking place online are covered by the Distance Selling Regulations which means that the information needs to be clear, details have to be accurate, delivery information must be to the point and the price must be detailed clearly.

Your final option and most risky choice are to purchase privately. You will find that there is no shortage of cars for sale by private owner. These are sold as "buyer beware." What this means is that you have very limited legal protection, unless you purchase online and fall into the Distance Selling Regulations.

Buying from a private seller requires you take the relevant steps to ensure the vehicle is as described, as once you pay the money and drive away, you have nothing to stand on and if the vehicle isn't as described, then you are stuck with a car that may cost a fortune to repair.

Always ensure the name of the seller is the name appearing on the registration documentation. Ensure you meet the seller at their home, this way you can take note of their address should there be problems.

In addition to this, ensure the vehicle is in a roadworthy condition by having it inspected by a professional before making any final decisions.


Withnell Car Sales is a family friendly car sales specialist located in the United Kingdom. This well-established company has over twenty five years' experience offering car credit and finance at affordable repayment amounts. The company offers a selection of used vehicles, which are updated on a regular basis offering only the latest stock. The company uses a number of financial lenders, ensuring they provide their customers with the best deals, lowest APR and lowest repayment installments. Withnell Car Sales offers finance based on status and help customers who have had a bad credit history in the past find the vehicle they need. The process is simple and easy and customers can apply online or over the phone within a few minutes.

Article Source: http://EzineArticles.com/8963234

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Avoid 5 Mistakes When Leasing A Car

A car lease can be an effective way to provide you with a car to drive. Before you proceed with entering into this legal agreement, however, you should learn about the responsibilities and requirements of all parties to this transaction. Proceeding from an informed position should ensure that you have a successful agreement.

1. Down Payment

It's typical for lessees to have a down payment due with the initiation of a car lease. Generally, this down payment serves as an advance payment on the agreement. However, if an accident or theft occurs, the insurance company will pay proceeds to the leasing company to compensate them for the value of the car. You would not receive a reimbursement in this situation. Consequently, it's safer for you to place as small a down payment as possible on the automobile in the event of an accident or theft.

2. Insurance Considerations

In the situation of a theft or accident, you will still have the financial obligation to complete the terms of your car lease. You can protect yourself from this financial obligation by purchasing gap insurance. Gap insurance will cover the amount you still owe on the automobile, relieving you of this financial obligation. Some contracts may include gap insurance, but it's possible that you will need to supplement the policy with separate gap insurance to ensure that you have full protection.

3. Maximum Mileage Limits

Contracts usually include yearly maximum driving limits on mileage. If your mileage exceeds the contractual mileage limit, you may be charged an additional fee for each mile that you go over the limit. These mileage fees can result in significant additional charges at the conclusion of the agreement. To avoid these charges, know the typical number of miles you drive in a year and ensure that your agreement is in line with your typical driving habits. If necessary, request a higher mileage limit prior to entering a contract.

4. Required Maintenance

Your contract will probably stipulate required maintenance that will be your responsibility. This maintenance may include regular oil changes, minor repairs to the exterior of the vehicle, and other maintenance tasks such as replacing windshield wipers. Common contract language will specify "normal wear." Ensure that you understand your responsibilities prior to entering into the agreement.

5. Contract Term

The typical term for a car lease is two to four years, although some terms may be even longer. If your vehicle has a warranty period, avoid having the lease extend past the warranty. The reason for this is because it's common for problems and issues to begin occurring after the warranty period expires. If this happens, you will be responsible for paying for these issues while you continue to possess the vehicle. Another option would be to purchase an extended warranty that will cover vehicle expenses for the entire term of the contract.

Due diligence will enable you to proceed with a car lease that will provide you with an automobile that you can afford to drive.

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How to Find The Best Car Dealerships for Your Budget

Find The Best Car Dealerships

Buying a new vehicle can give anyone a headache. First you have to pick out the type of ride you want, then you have to figure out how on earth you can find a model within your budget. If you don't have a lot of money to spend but are in desperate need of getting a new-to-you vehicle, don't stress. All you need to do is learn how to choose the best car dealerships to help you in your financial situation.

Trade-in Value

If you have a vehicle you want to trade in, ask local car dealerships what they would give you to put toward your new ride. The more money you can get for trading in an automobile you no longer drive, the more funds you have available to buy your replacement one. It's OK to tell the salespeople that you are shopping around; the pressure to give you the best service may bump up your trade-in value a little more if they know they have to earn your service.

Selection of Pre-Owned Autos

Don't set foot on the lot of a company that only sells new vehicles. You won't be able to afford them, and the reality is, the sales associates will be less likely to assist you once they know you are shopping out of your budget. Stick to pre-owned lots, as they have many available rides that you can realistically buy, and friendly staff that can walk you around the lot to find the perfect one for you. If you have cash in-hand, that's even better! Most dealers love to make a sale without having to finance you and are willing to knock their rates down just a bit in order to fit the amount you have to spend.

Financing Abilities

If you have a down payment, but don't have enough cash to buy an auto outright, you want to make sure you only browse through car dealerships that can get you financing. This is especially true if you have poor or very little credit to your name. In-house financing is best, since the manager can approve you getting the loan you need right there in the lot, but many companies use local banks and institutions to secure the money you need. Don't be afraid to negotiate interest rates, particularly if you have a sizable down payment for your new ride. In the case of financing, money really does talk, and the more you have, the more they will be able to help you.

Warranties

You'd be surprised how many car dealerships offer warranties on their pre-owned inventory. Only choose a company that can back up their sales with a guarantee that allows you to return it or get help with paying for any fixes should the vehicle not meet your expectations or need repairs. A warranty is the best way to get this kind of reassurance, and the right staff will aid you in this.

Buying a vehicle can be stressful, but the right car dealerships can really give you confidence when you are purchasing a used model. Use this guide to assist you in choosing the right lot to help you secure the automobile you really want within your budget.

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